Choosing the best credit card
There are so many different kinds of credit cards to choose from. The choices to choose from are overwhelming if you don’t know what benefits you are looking for. Earning travel miles for everyday purchases is super helpful when you go to book your next trip. BINGO. You already have some air miles to apply to your flight to either reduce the cost of the ticket or upgrade your seat.
Finding a credit card that will earn you sky miles for your everyday purchases is a step in the right direction of benefits if you are after all a travel fanatic. With so many different sign up benefits it’s overwhelming to narrow it down to the right one.
American Express Skymiles (Delta Skymiles)
The final decision comes in choosing the one that will reap you the most benefits such as skymiles, free checked bag, or tens of thousands of bonus sky miles for spending a certain amount of money within a month span. Sound great? Those were the perks I saw on a poster for the American Express Skymiles (with Delta) card while I was on a layover one of the busiest airport hubs in the U.S.; Atlanta! I quickly signed up and immediately reaped excellent benefits with my first purchase.
Two years ago I was shopping around for flights to the Philippines searching for the best deals giving me the shortest layover. I found a super cheap round trip flight on delta ($780). With a super cheap RT ticket I also got a $50 credit towards my balance and a free checked bag.
When you spend your first $1,000.00 in your first three months you get $50 off your credit card balance and 30,000 Delta Skymiles. Out of all the major airlines that I fly on I always prefer Delta because miles never expire. There are no gimmicks or hassles when you get these miles and that helps me out a lot if I want to keep my miles for a rainy day in the case that I find a really good deal on flights. While my job usually flies me to join me ship with Delta I gain points each time I begin and finish a contract.
You earn 1 point for every dollar spent when charged to your AMEX and 2 points when charged directly through Delta purchases. How do you find yourself earning more points? Using the card for most purchases and paying off your bill on time.
With regular use of my AMEX skymiles card I am adding to my points that I can use for future Delta flights. This has benefited me a great deal with two free flights I have cashed in on with the help of gaining 20,000 skymiles when I spent my first $1,000.00 using AMEX. I flew from Miami to NYC one way for free with my miles and only paid $5 in taxes. When I was visiting my best friend in Seattle I fly to Westchester from SEA for FREE, again only paying $5.60 in taxes. It was a red eye flight with a connection in ATL but still, it was FREE!
To Sum it all Up
If you are a frequent international traveler this card offers no fees for international transactions so you don’t have to worry about fees for using it abroad. I learned this one the hard way when I used one of my credit cards in Korea a few years ago so frequently without knowing I was being charged each time I made a transaction. The annual fee for the AMEX skymiles card is waived for your first year. If you want to continue using this card it will set you back $95 into your second year. I earned so many miles with this credit card and got myself two free flights along the way. With the only downfall being that you have to pay a $95 annual fee after your first year this card is a win-win!